toxic mold mortgage note buyers sell notes for sale by owner real estate note land contract buyers home mortgage mortgage notes lawyer lawyers interest rate law sell promissory note owner financing homes parent plus loan lawsuit loan mortgages annuities note buyer nationwide buy note business note litigation business notes mortgage attorney 401k life insurance mortgage note no bank qualifying mortgage buyers selling notes asbestos loans insurance cash flow notes mortgage quote sell real estate note mortgage note buyer real estate note buyer sell note note buyers home loans cash flow business